Difference Between Private Hire Insurance and Public Hire Insurance
Private
employment contributes to better vehicle maintenance
Good
vehicle maintenance is not only an advantage of private hire. it is a basic
need. Unlike a public rental service that selects passengers without prior
booking, a private rental service requires a passenger reservation. Therefore,
a private taxi does not work as well as a public charter. People book private
taxis for weddings, events, long-haul trips and other special occasions to help
customers check the condition of the vehicle before hiring. Personal rental
insurance requires more money than public rent.
Personal
Rent Insurance Fees Lower Premiums
The time
that private service vehicles spend on the roadway is shorter than the public
service, which makes them less vulnerable to road safety. According to
statistics, the number of accidents involving private rental cars is less than
the number of accidents involving public rental cars. Insurance companies take
this into account in the calculation of the funds. Since premiums are not fixed
and do not depend on risk, they are lower for personal rental insurance.
The
personal rental insurance requires a special permit
Private
drivers have a special permit to drive private taxis. You must pass a license
test to approve the license. In addition, a complete criminal act is checked
against the background of the private taxi driver. The driver's responsibility
is higher for a private rental. The driver's license purchased is different
from the vehicle for their own hire.
Private
rent insurance is harder to get than public insurance
Although
the cost of taking out private tenant insurance is lower than that of public
insurance, it is easy to take out personal rental insurance. The reasons for
this difficulty range from increased risk of passengers to complete control in
the driver's history. The approval requirements probably apply to private
employees. The insurer considers all these factors before covering. The company
examines every detail that convinces and examines it only after a thorough
review. It is therefore more difficult to take out personal insurance than
public insurance. The public taxi insurance process is easy as many deliveries
are not required.
The rules
for reimbursement insurance vary between private and public rental insurance
There are
different rules for private and public rental services. Private taxis cannot
use their vehicle as an advertising platform. The driver must always have a
private taxi insurance for taxi rides. He also has to monitor the time and
place where customers were picked up and dropped off. The vehicle must also
check the mileage indicated on the vehicle meter. He was to write his addresses
and telephone numbers for later reference. The protocols controlled by the
driver can be checked on each lap. Insurers only offer insurance for a company
that complies with all rules.
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